Economic Education

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Pengaruh Pemberian Kredit Modal Usaha Program Nasional Pemberdayaan Masyarakat Mandiri Perkotaan (PNPM MP) Terhadap Pendapatan Usaha Kecil Di Kelurahan Tangkerang Utara Kecamatan Bukit Raya Pekanbaru
(2013-07-19) Akbar, Rahmat
This study aimed to determine the influence of working capital credit to small businesses income in Tangkerang Utara provided by the program of community empowerment, called PNPM MP. The Samples were 38 small businesses. The data was collected by interview and then were analyzed by correlation and regression coefficient. The Result of the research were that working credit have influenced those small businesses income, indicated by p value (probability) 0,000 < α (positively impact) 0,005. It also indicated by the value calculated for tvalue (8,456) > ttable (3,665). The simultaneous testing was also known that, there were very strong correlation because the value of correlation on 0,816. Besides that, the significant influence of variable capital and credit to the income of small bussiness, indicated by the value of coefficient is 0,017. It means if working capital credit was increase to 1 Rupiah, incomes of small bussiness would increase to 0,107 Rupiah. Not only based on significant degree on 0,000, the influenced of working capital credit to income can be explained from 66.5% of coefficient of determination and the rest influenced by other variables outside the research.