ANALISIS MANFAAT PEMBERIAN SIMPAN PINJAM TERHADAP USAHA ANGGOTA PADA KOPERASI PEDAGANG PASAR SUKARAMAI TERPADU (KOPPAS TERPADU) DI PEKANBARU
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Date
2013-02-13
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Abstract
Co-operative is one of the container economy of the community, which has a
principal purpose of improving the welfare of its members in particular and public in
general, to develop an attitude to go forward and help cultivate productive ventures
members. It is very important in terms of economic growth in communities that tried
by the government, especially in the middle class families.
This study were in Pekanbaru on Riau province with the goal are to see how the
role of The co-operative of Market Vendors Integrated Sukaramai (KOPPAS
INTEGRATED) the provision of savings and loans in the members' businesses before
and after being a member of The co-operative of Market Vendors Integrated
Sukaramai (KOPPAS INTEGRATED). The method of analysis used in this research is
descriptive method to describe the object that describes the study as a whole is owned
by comparing before and after traders get a loan.
From the results of research done, The co-operative of Market Vendors
Integrated Sukaramai (KOPPAS INTEGRATED) has a positive effect on income
members who had a loan. Where before receiving loans income ranging from 2.6 to
3.59 million by 28 people or 36.36%, while the income of members after receiving the
loan reaches ranged from 3.6 to 5.59 million 34 people or 44.16%. It also impacts
the amount of labor that can be absorbed at member businesses, where before getting
a loan from Koppas Integrated workforce that is owned by 139 member businesses
are as people, while after receiving a loan from the Integrated Koppas workforce is
absorbed as many as 181 people. This suggests that the loan received from the
cooperative is very beneficial for the members, these loans can provide greater
income for members along with members of the development effort, and it can open
up employment opportunities by increasing the number of employees the business
owned by members.
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Keywords
Saving, lending for business members, The co-operative of Market Vendors Integrated Sukaramai (KOPPAS INTEGRATED)