PREMI ASURANSI JIWA BERJANGKA DENGAN ANUITAS MENURUN BERDASARKAN TINGKAT BUNGA INDEPENDEN
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Date
2016-04-27
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Abstract
This article discusses the term life insurance premiums using decreasing annuity. The
initial annuity payment by n unit of payments and subsequent payments always
decrease by one unit of the previous period. Determination of term life insurance
premiums with decreasing annuity are based on the Balducci assumption and
independent interest rate, which is one model of the time series of interest rate
movements
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Keywords
Decreasing annuity, independent interest rate, term life insurance, Balducci assumption