ANALISIS MANFAAT PEMBERIAN SIMPAN PINJAM TERHADAP USAHA ANGGOTA PADA KOPERASI PEDAGANG PASAR SUKARAMAI TERPADU (KOPPAS TERPADU) DI PEKANBARU

Abstract

Co-operative is one of the container economy of the community, which has a principal purpose of improving the welfare of its members in particular and public in general, to develop an attitude to go forward and help cultivate productive ventures members. It is very important in terms of economic growth in communities that tried by the government, especially in the middle class families. This study were in Pekanbaru on Riau province with the goal are to see how the role of The co-operative of Market Vendors Integrated Sukaramai (KOPPAS INTEGRATED) the provision of savings and loans in the members' businesses before and after being a member of The co-operative of Market Vendors Integrated Sukaramai (KOPPAS INTEGRATED). The method of analysis used in this research is descriptive method to describe the object that describes the study as a whole is owned by comparing before and after traders get a loan. From the results of research done, The co-operative of Market Vendors Integrated Sukaramai (KOPPAS INTEGRATED) has a positive effect on income members who had a loan. Where before receiving loans income ranging from 2.6 to 3.59 million by 28 people or 36.36%, while the income of members after receiving the loan reaches ranged from 3.6 to 5.59 million 34 people or 44.16%. It also impacts the amount of labor that can be absorbed at member businesses, where before getting a loan from Koppas Integrated workforce that is owned by 139 member businesses are as people, while after receiving a loan from the Integrated Koppas workforce is absorbed as many as 181 people. This suggests that the loan received from the cooperative is very beneficial for the members, these loans can provide greater income for members along with members of the development effort, and it can open up employment opportunities by increasing the number of employees the business owned by members.