Browsing by Author "Marlina, Betri Septyana"
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Item CADANGAN PREMI ASURANSI JIWA LAST SURVIVOR DENGAN ASUMSI CONSTANT FORCE DAN METODE PREMIUM SUFFICIENCY(2021-02) Marlina, Betri SeptyanaThis article discusses the premium of reserves of last survivor term life insurance based on premium sufficiency method for two persons, who are respectively x and y years old. The calculation of this reserve is obtained by determining the single premium, annual premium, gross premium and life annuity with use at the constant force assumption. The premium is obtained by determining the life annuity and single premium value based on the assumption of constant force and continued by calculating the force of mortality using De Moivre’s law, then the premium formula to determine the premium reserve is obtained based on the assumption of constant force.