Fitria, Aisyah2022-10-172022-10-172022-07PerpustakaanElfitrahttps://repository.unri.ac.id/handle/123456789/10715This article discusses the annual premium on whole life insurance for insurance participants aged x years using a composite model method that where there are parameters in the model is estimated using maximum likelihood method. Premium payments stop if the insurance participant die. The solution to the problem is to obtain by determining the annuity continuous and single premium, then to obtain the annual premium formula with using the exponential-Pareto composite distribution. The annual premium for whole life insurance using the exponential-Pareto composite distribution is smaller than the annual premium using the mortality table.enAnnual premiumwhole life insurancemaximum likelihood methodexponential-Pareto composite distributionArticle