Harisa, NurmaKho, JohannesAziskhan2013-07-232013-07-232013-07-23Rangga Dwijunanda Putrahttp://repository.unri.ac.id:80/handle/123456789/4638This article discusses the annual premium of term insurance for joint life status. It means the annual premium of two people insured with the age of and in which the sum assured will be paid if only one of the insured dies during coverage period and then no more premium payment. The annual premium is affected by single premium and present value of annuity due, where in the calculation De Moivre’s law is used.otherannual premiumDe Moivre’s lawjoint life statusPREMI TAHUNAN ASURANSI JIWA BERJANGKA DENGAN HUKUM DE MOIVRE UNTUK STATUS GABUNGANOther