ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK DAN PERTUMBUHAN LABA PADA BANK UMUM KONVENSIONAL DENGAN BANK SYARIAH YANG TERDAFTAR DI BUESA EFEK INDONESIA

Abstract

This research is to verify the comparison between of Bank Umum Konvensional and Bank Syariah viewed from finance performance and the growing of earning after tax ratio. The variable that has been used in this research is Capital Adequacy Ratio, Biaya Operasional/Pendapatan Operasional, Loan to Deposit Ratio, Non Performing Loans as the ratio that describe finance performance, and growing of earning after tax ratio. The data of this research is from Indonesia banking annual report. The analysis method report is used Independent Samples T Test method. The collection data that used is by divining manual study and record study. From the result test that has been done, can be concluded that there is no significant differentiation between Bank Umum Konvensional and Bank Syariah from CAR, BOPO, LDR, and growing of earning after tax ratio. Only LDR ratio that has significant differentiation between Bank Umum Konvensional dan Bank Syariah.