Analisis Perkembangan Kesehatan Bank Syariah Mandiri Berdasarkan Rasio Camel Di Indonesia

Abstract

This research is done at PT.Bank Syariah Independent,but researcher not face to face to observational object office but researcher takes data already be at Internet via website www. syariahmandiri. co. id and www.bi.go.id. This research intent to know bank health developing PT. Syariah is Independent up to period 2001 2010. This observational result expected get as been utilized information source or get as been used secondary data and as material as thinking contribution about role and banking function, notably deep one of function which is know Bank health developing. This research constitute descriptive research. Data that is utilized is secondary data that as financial statement of acquired firm of Indonesian Bank publication financial statement via www.bi.go.id's sites and of official sites of www. syariahmandiri. co. id . In this research utilizes analisis time series (Time series Analysis), where does that analysis do by compares data that got by researcher of year 2001 until with year 2010. Analisis is data is done by use of analisis Camel's ratio that consisting of Capital Adequancy Ratio (CAR),Productive Asset quality (KAP), Productive Asset Appropriation deletion (PPAP), Net Profit is Margin (NPM), Return On is Revaluation (ROA),Operational charges and Propertied Operational (BOPO),Cash Ratio (CR) and Financing To Is Ratio's Deposit (FDR). And Data Collecting tech that is utilized is through observation utilize existing data of Internet. Of developing result can be concluded that PT.Bank Syariah Independent of year 2001 until year 2010 healthy berpredikat, which is as it were that according to health point default bank gets predikat healthy with credit point 81.