Factors Affecting Members And Non-Members Loan Cooperative Savings And Loan Kerinci Lestari Kecamatan Pangkalan Kerinci Kabupaten Pelalawan

Abstract

The research was conducted on Kecamatan Kerinci in order to determine Factors Affecting Members and Non Members Performing Loans Credit to Cooverative Kerinci Lestari Kecamatan Pangkalan Kerinci Kabupaten Pelalawan. The survey results revealed that Factors Affecting Members and Non Members Performing Loans Credit to Cooverative Kerinci Lestari Kecamatan Pangkalan Kerinci Kabupaten Pelalawan is easy credit terms, interest rates are low and Business Profits. Then note the difference between the lending members and non members is located at interest rates. The interest rate is known to members by 21% per year, whereas for non-members 24% per year. Then the procedures for granting loans to members and non-members on Cooperative Savings And Loan Kerinci Lestari is soliciting proposals, investigation loan files, credit appraisal, survey (on the spot), credit decisions, signing the loan agreement / other agreements and loan disbursements.