Abstract:
This article discusses Zillmer's premium reserve of endowment insurance for joint life
status which is resctricted for two insurance participants who are x years old and y
years old. Calculation of the reserve in this article uses prospectives reserve and the
size of Zillmer's rate. The solution of this problem is obtained by determining the
single premium, annual premium, and life annuity base on constant force assumption.
Then the reserve formula is obtained based on the assumption of constant
force.