CADANGAN ZILLMER ASURANSI JIWA DWIGUNA STATUS JOINT LIFE MENGGUNAKAN ASUMSI CONSTANT FORCE

Abstract

This article discusses Zillmer's premium reserve of endowment insurance for joint life status which is resctricted for two insurance participants who are x years old and y years old. Calculation of the reserve in this article uses prospectives reserve and the size of Zillmer's rate. The solution of this problem is obtained by determining the single premium, annual premium, and life annuity base on constant force assumption. Then the reserve formula is obtained based on the assumption of constant force.