Agribussinesshttps://repository.unri.ac.id/handle/123456789/832024-03-29T00:00:52Z2024-03-29T00:00:52ZAnalisis Perilaku Petani Dalam Menabung di Pt. Bank Danamon Indonesia Tbk, Unit Danamon Simpan Pinjam Pasar Bagan BatuDonald Jhon, FrengkiRifai,AhmadMaharani,Evihttps://repository.unri.ac.id/handle/123456789/56172014-02-24T04:07:46Z2014-02-17T00:00:00ZAnalisis Perilaku Petani Dalam Menabung di Pt. Bank Danamon Indonesia Tbk, Unit Danamon Simpan Pinjam Pasar Bagan Batu
Donald Jhon, Frengki; Rifai,Ahmad; Maharani,Evi
This reaserch aimed to know level of importance of belief, evaluation, normative belief, motivation attitude and behavior offarmers forsaving products PT. Bank Danamon Indonesia Tbk, Unit Danamon Simpan Pinjam Pasar Bagan Batu. Source of data was primary data from interview with respondents using accidental sampling. The data was analysis by fishbein model show consumer's attitude to certain object and to know consumer's decision making process. This fishbein model explain of belief and evaluation of atribut PT. Bank Danamon Indonesia Tbk, Unit Danamon Simpan Pinjam Pasar Bagan Batuused included interest rates, promotion, gifts, location, friendliness of employees, savingadministration ofprocesses, serviceemployeesandgovernment guarantees.
The dominant atribut was fill up by consumer's in belief is promotion and evaluation is interest rates. The result showed that absolute behaviour (AB) scored 13.79, subjective normative (SN) scored 0.57 and behaviour intention (BI) scored 532.62. The positive value of BI (>0) indicated that behaviour intention to saving products PT. Bank Danamon Indonesia Tbk, Unit Danamon Simpan Pinjam Pasar Bagan Batu is good. The most important variable of belief is promotion, and variable of evaluation is interest rates. Referentwhichgiveseffect tothenormativebelief variablesand theneighborsof thefirstrankis themotivationvariablereferentslegalityproduct.
2014-02-17T00:00:00ZPengaruh Lingkungan Kerja Terhadap Kinerja Pegawai Pada Dinas Tanaman dan Hortikultura Provinsi RiauDidik, RiantoEvy MaharaniArifudinhttps://repository.unri.ac.id/handle/123456789/56162014-03-04T07:25:08Z2014-02-17T00:00:00ZPengaruh Lingkungan Kerja Terhadap Kinerja Pegawai Pada Dinas Tanaman dan Hortikultura Provinsi Riau
Didik, Rianto; Evy Maharani; Arifudin
This study aimed to determine: (1) Officers’ performance at the Department of Crop and Horticultural Riau Province; (2) Work environment consists of the physical work environment and non-physical work environment; (3) The effect of work environment on officers’ performance. 76 officers were interviewed for the study were collected by Disproposionate Stratified Random Sampling and using Slovin formula. The analysis of the data for the first objective and the second were a Summated Likert Scale and simple regression for the third objective. The results showed that: (1) Officers performance is in good categorize, it is known from the average score 287.5, (2) Work environment consists of the physical work environment of officers in both categories is also categorized good, it is known from the average score is 278.4 and a non-physical work environment of officers is 299.5; (3) Work environment affects significantly to officers’ performance, it is seen from the analysis of the value of the regression coefficient 0.376, with the level of confidence 95%.
2014-02-17T00:00:00ZPersepsi Petani Terhadap Alih Fungsi Lahan Padi Sawah Menjadi Lahan Hortikultura Dan Jagung di Desa Baruara Kecamatan Balige Kabupaten Toba SamosirDewi M., PakpahanMaharani,EvyKhaswarina,Shoreahttps://repository.unri.ac.id/handle/123456789/56152014-03-03T02:04:11Z2014-02-17T00:00:00ZPersepsi Petani Terhadap Alih Fungsi Lahan Padi Sawah Menjadi Lahan Hortikultura Dan Jagung di Desa Baruara Kecamatan Balige Kabupaten Toba Samosir
Dewi M., Pakpahan; Maharani,Evy; Khaswarina,Shorea
The objective of this research is 1) to know the perception of farmers on land conversion of paddy into horticulture and corn land, 2) find out the factors that affect the conversion land of paddy into horticulture and corn land based on the type of land conversion, 3) find out the type of land conversion use that occurred on the paddy farmers, 4) find out the problems faced by paddy farmers so they switched to horticulture and corn crops. This Observation was conducted in the village of Baruara, Balige district, Toba Samosir regency. An observation was carried out for 4 months from January to April 2013. Observation was conducted through a survey and using a purposive sampling method. Samples taken on 35 household as paddy farmers who have been doing land conversion into horticulture and corn land. Observation shows the perception of farmers on paddy land conversion into horticultural and corn lands are included in good categories with the achievement score of 3.80 out of a maximum score. Factors affecting paddy land conversion based on the type of land conversion is the motivation of people to develop farming, production is decreasing, and the economic pressure which types of land conversion that occurs in land conversion is a sporadic type. The problems faced by paddy farmers are unfavorable soil conditions, decreasing production, poor irrigation system, the Government's policy for non-paddy agriculture and the development of tourist attraction are increasing yet there's an unclear legislation on wetland protection, especially irrigation.
2014-02-17T00:00:00ZAnalisis Kinerja Sosial dan Kinerja Keuangan Lembaga Keuangan Mikro (LKM) Usaha Ekonomi Desa-Simpan Pinjam (UED-SP) Badan Usaha Milik Desa (BUMDes) Karya Bersama Desa Titian Resak Kecamatan Siberida Kabupaten Indragiri HuluIsmoyo,AriRifai,AhmadYulida,Rozahttps://repository.unri.ac.id/handle/123456789/56002014-03-03T02:11:57Z2014-02-15T00:00:00ZAnalisis Kinerja Sosial dan Kinerja Keuangan Lembaga Keuangan Mikro (LKM) Usaha Ekonomi Desa-Simpan Pinjam (UED-SP) Badan Usaha Milik Desa (BUMDes) Karya Bersama Desa Titian Resak Kecamatan Siberida Kabupaten Indragiri Hulu
Ismoyo,Ari; Rifai,Ahmad; Yulida,Roza
The purpose of this study to analyze social performance and financial performance of Microfinance Institution UED-SP Badan Usaha Milik Desa (BUMDes) Karya Bersama Titian Resak Village Siberida Subdistrict Indragiri Hulu Regency. Data analysis using the outreach and PEARLS analysis to assess the financial performance from 2009 to 2012. The results of this study was showed that the social performance show 1) products and services evolve to UED loan, SP loan, leasing furniture and saving, 2) productivity of staff and incentive increased, 3) the participation of women and poor borrowers increased, and 4) distribution of loans dominant to plantation and trading sectors. Financial performance analysis show the several of financial performance indicators is ideal condition, there are current assets ratio, external loans ratio, institutional capital ratio, non-performing loans ratio, non-productive assets ratio, loans income ratio, net income ratio, asset growth, deposit growth and outstanding loans growth. That caused of external loans is low, has good institusional capital, the low of non performing loans, low non-productive assets and has good income. Meanwhile, the several of financial performance indicators are not ideal, such as reserve fund to overcome arrears >12 month ratio, reserve fund to overcome arrears 1-12 month ratio, outstanding loans ratio, saving share ratio, operating cost ratio, non-produce current assets ratio, and capital growth. This condition caused didn’t has reserve fund to overcome arrears loans, high outstanding loans, low saving share, high operational cost, and high non-produce current assets.
2014-02-15T00:00:00Z