PREMI ASURANSI JIWA DWIGUNA CONTINGENT DENGAN HUKUM GOMPERTZ
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Date
2020-09
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Abstract
This article discusses the premium of contingent endowment life insurance using
Gompertz's law. In this project, the number of insurance participants is limited to
two people aged x and y years. The premium of contingent endowment life insurance
are divided into two parts, namely the premium of contingent endowment joint life
and last survivor status life insurance. In contingent endowment life insurance the
payment of the sum insured is in the order of death. Calculation of premiums based
on death order is obtained by determining the cash value of life annuities and the
single premium using compound contingent function. Thus obtained the premium
of contingent endowment joint life status life insurance based on Gompertz's law is
bigger than the premium of contingent endowment last survivor status life insurance
based on Gompertz's law.
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Keywords
Gompertz's law, contingent endowment life insurance, compound contingent function, premium, term life annuity