CADANGAN ASURANSI JIWA BERJANGKA DENGAN METODE NEW JERSEY BERDASARKAN HUKUM MORTALITA MAKEHAM
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Date
2020-07
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Abstract
This article discusses the New Jersey method for adjusted reserve of term life insurance
using Makeham distribution. In this project, life annuity due and premium
for term life insurance obtained based on Makeham law of mortality. By using the
value of annuity due and premium insurance it can be determined adjusted reserve
calculation with New Jersey method based on Makeham distribution. The analysis
result of adjusted reserve by New Jersey method based on Makeham distribution is
smaller than the reserve value without New Jersey method
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Keywords
New Jersey method, Makeham distribution, term life insurance, premium, life annuity, adjusted reserve